Frequently Asked Questions
Q: I've completed my Defensive Driving Course, and applied for the 2-motor vehicle point deduction.  When will my points be
removed?

A: Upon completion of the Defensive Driving Course, your participation is reported to the New Jersey Chapter of the National
Safety Council. (NJSC)  The NJSC will take approximately 1-week to report your attendance to the Motor Vehicle Commission.  
The Motor Vehicle Commission typically takes 6-8 weeks to deduct the points from your drivers license.

Q: Last year I was forced to attend MVC's Driver Improvement Program (DIP) to avoid having my license suspended. Can I still
take this course?

A: Yes. However, if you voluntarily took a 2- point reduction course with anyone other than MVC you may not take another
course for point reduction for 5 years.

Q: I am on my parents insurance policy. How would taking this course affect their insurance rates?

A: If there are multiple people on the policy, the discount shall apply to the student's portion of the policy. (i.e. Driver 1 or Vehicle
1)

Q: Is the insurance discount a one-time application?

A: No, once you have completed the course, your insurance discount will be active for 3-Years.  After the three years has
passed, you can return to the Garden State Defensive Driving Academy  to repeat the course at a discounted rate.
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GARDEN STATE DEFENSIVE DRIVING ACADEMY, LLC